WORKING LIKE CRAZY? ARE YOU IN YOUR 30S, 40S, 50S? PLEASE, PAY URGENT HEED … VITAL, VERY IMPORTANT: From Ato Aidoo, “I attended a seminar about retirement: Basically the message was about :
1. ONE DAY: As you always go to work….remember one day you will retire. You won’t be going to work forever.
2. TAKE YOUR LEAVE: Always go for your 30 days or annual leave. Whatever you do during your leave, is what you will be doing when you retire.
3. INVEST IN YOUR RETIREMENT. Your children cannot be retirement investment. Their needs surpass yours.
4. START A HOBBY EARLY in your working days to take you along when you retire. You can start going to church if you’re not doing that already, rearing chicken, estate development or a shop.
5. WHERE SHALL YOU RETIRE? Build yourself a home. Don’t retire and start to rent a house. That affects you mentally. Research shows people who own their own houses live longer.
6 . Who shall be your DEPENDANTS? By the time you retire, your children should be above 18, and self reliant. Don’t make a mistake by marrying a second wife. One is enough.
8. DON’T RETIRE AND LIVE IN A TOWN, unless you can afford the cost. You can’t continue living in a town after 60. The language and the hustle will be hard for you to cope if you do not have a good investment portfolio.
9. HAVE A PROPERTY which can be converted into cash. Plant avocado and mango trees today. Rear goats, plant trees.
10. LIVE A SIMPLE LIFE: If you did not build a house at your rural hometown , don’t use your retirement package to build one.
The analysis above shows that many retirees die early because they were:
1. Not prepared to retire.
2. Lack the finances to live better life
3. Lack of planning into the future
4. Overthinking and Depression.
5. Unable to buy medications associated with old age.
6. Lack of support from family members who do not want to be associated with perceived failure in life.
7. Lack of exercise at least 3 times a week.
THIS MEANS YOU/I/WE SHOULD START NOW – START PLANNING NOW.
Hope this makes sense!”